Long Term Care Insurance

Did you know 70% of people turning age 65 can expect to use some form of long-term care during their lives?  And that less than 1/3 of Americans age 50 and over have begun saving for long-term care or have a plan in place?

Planning ahead has very real benefits for you and your family.  Long-term care services can be very expensive, with the costs associated with it constantly rising and may endanger your retirement and savings.  Further, lacking a plan could be a burden on your loved ones due to the time and finances required to look after you should long term care become necessary.  According to the U.S. Department of Health and Human Services and a cost of care study conducted by Genworth in 2013, a semi-private room in a nursing home in South Carolina averages $67,890 - $74,460 annually.  For comparison's sake, according to Census.gov, the 2011 median household income in South Carolina was $42,367 annually.

The information in this section will provide you with knowledge about all the options available to the individual who needs help in their every day living.  It covers what is available through Medicare, Medicaid and private insurance.  If you would like to obtain a Long Term Care quote, simply complete and submit the quote request form.

Some of the carriers we can offer include: